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What Vehicle Discounts are Available and How Much Can You Save?

Vehicle discounts are based on several factors, including your vehicle’s age, type, and features. Basically, newer, “greener,” and safer vehicles tend to get the most discounts (although teen drivers are typically charged higher rates on brand new cars). If this does not sound like your car, don't worry -- other vehicle discounts are available. Here are the six main categories of vehicle discounts:

  1. Vehicle age
  2. Vehicle type
  3. Multi-vehicle policy
  4. Safety features
  5. Security features

Savings from vehicle discounts usually range from 2% to 25% . The descriptions of each category, along with their specific discounts and amounts, are below:

Vehicle Age Discounts:

Older vehicles are not necessarily cheaper to insure. Newer vehicles by and large have more robust safety features than older ones. For this reason, many insurance companies offer a discount when you insure a new vehicle:

  • New vehicle discount: up to 2% off

Vehicle Type Discounts:

A sports car or a classic car will cost more to insure than a family sedan. This is due to multiple factors, including replacement parts being expensive, or the raised potential for unsafe driving practices. Hybrid and electric vehicles, on the other hand, can sometimes qualify for discounts.

Here is how much you can save:

  • “Green” vehicle discount (hybrid/electric): varies

Multi-Vehicle Policy Discounts:

If you have more than one vehicle -- whether it’s another car, truck, van, motorcycle, RV, or boat -- consider adding it to your policy so you can qualify for a multi-vehicle policy discount:

  • Multi-vehicle policy discount: up to 25% off

Safety Feature Discounts:

As technology evolves, so does the safety equipment included in modern vehicles. Such equipment helps minimize injuries or prevent accidents, which in turn lowers the cost of insurance claims. Not surprisingly, insurance carriers offer discounts for when your vehicle is equipped with safety features:

  • Anti-lock brakes discount: up to 5% off
  • Passive restraint with airbags: up to 10% off

Security Feature Discounts:

Auto theft claims can be very costly for insurers, which is why most companies offer discounts if your vehicle is equipped with an anti-theft system:

  • Anti-theft system discount: up to 10% off

Cheapest-Auto-Insurance.com will help you get all the vehicle discounts you deserve. Our technology and direct relationships enable us to find the leading providers offering the lowest rates for drivers just like you at this very moment. Just enter your zip code to compare and save!