Available Car Insurance Discounts

Everyone loves saving some money, especially on something as important as car insurance. Auto insurance is required by law in nearly every state, but it doesn’t have to be a major financial struggle. Knowing which discounts are available will ensure that you don’t miss out. Even just a couple of the right discounts can truly add up, making your rate even more affordable than you thought possible!

Discounts do differ by insurer, but one thing is unfortunately quite common: car Insurance companies are not obligated to tell you all the discounts that you are eligible for unless you ask. For this reason, it is recommended that you learn about discounts before shopping around. That way, you can be certain that no savings are being left on the table.

There are two main categories of discounts:

1. Driver discounts: Who is the driver? What is their driver history?
2. Vehicle discounts: What type of vehicle is being insured? What type of equipment does it have?

When you answer a few questions on Cheapest-Auto-Insurance.com, we use technology (like the big insurers) to securely generate quotes, but (unlike the big insurers) we benefit drivers by finding only those companies offering the lowest rates at this very moment. Average rates and the driver profiles insurers are looking for are constantly changing. This makes it easy to end up with the wrong insurer and overpaying as a result. That’s why we’re here. We make it easy to find the right insurance by searching for -- and offering -- low rates to drivers just like you.

Enter your zip code below to start comparing quotes or read on to learn more about the typical discounts that are available.

Driver Discounts

Driver discounts come in many forms. The most common are based on:

• Demographics: Discounts for age 55+, low income, homeowner, current student, certain occupations
• Driver history: Discounts for safe drivers, or having a low number of incidents (tickets, accidents, DUI)
• Training: Discounts for completed defensive driving or other training courses
• Usage: Discounts for annual mileage of 7,500 or below
• Bundling: Discount for combining an auto policy with home, life, or other insurance
• Affiliations: Discounts for military, certain employers, unions, clubs, schools, or other affiliations
• Payment & terms: Discounts for paying up front, paperless billing, or automatic payments

Driver discounts range from 1% to up to 40%^‡. Learn more about all the specific driver discounts that are available and how much you can save by clicking here.

Vehicle Discounts

Vehicle discounts are mostly based on the type of vehicle, its age, and features. Here are the most common ones:

• Vehicle age: Discounts for new or newer vehicles
• Vehicle type: Discounts for electric or hybrid vehicles
• Multi-vehicle: Discounts for having more than one vehicle on the same policy
• Safety features: Discounts for anti-lock brakes, automatic braking systems, passive restraint systems with airbags
• Security features: Discounts for anti-theft systems

Vehicle discounts range from 2% to up 25% off^‡. Learn more about all the available vehicle discounts and how much you can save with each one by clicking here.

Cheapest-Auto-Insurance.com helps find all the discounts you are entitled to during the quoting process. With our technology and direct relationships, we show you companies offering the lowest rates and best discounts for drivers just like you at this very moment. Enter your zip code now to compare and save!